by Jeff Owen | Mar 26, 2026 | Boards, Enterprise Risk Management, Governance, Operational Risk Assessment, Regulatory, Risk Appetite Assessment, Risk Management
For many organizations, risk management still feels like a collection of well‑intended but disconnected activities. Compliance conducts assessments. Operations manages incidents. Vendors are reviewed. Audits are performed. ERM produces a report. Each function is doing...
by Jeff Owen | Sep 27, 2025 | Boards, Enterprise Risk Management, Governance, Risk Appetite Assessment, Risk Management, Strategy
Federal banking regulators were recently requested to remove the use of “reputation risk” or similar concepts from their supervisory and examination materials. In response, the National Credit Union Administration (NCUA) announced on September 25, 2025, it will no...
by Jeff Owen | Jul 28, 2025 | Enterprise Risk Management, Operational Risk Assessment, Risk Appetite Assessment, Risk Management, Strategy
Strategic planning lies at the heart of credit unions’ mission to serve members, foster financial well-being, and thrive in a competitive financial landscape. Yet, one often underappreciated factor in the success of credit unions’ strategic initiatives is...
by Jeff Owen | Jul 14, 2025 | Enterprise Risk Management, Governance, Operational Risk Assessment, Risk Appetite Assessment, Risk Management, Strategy
We live in a world of constant change. As such, risk is not a distant threat; rather, it’s a daily reality. For credit union leaders, the challenge is not how to avoid risk, but how to face it with clarity, discipline, and purpose. That is where Enterprise Risk...
by Jeff Owen | Jun 2, 2025 | Enterprise Risk Management, Risk Appetite Assessment, Risk Management, Strategy, Uncategorized
In the credit union world, we talk a lot about risk. Whether it be tied to exams, audits, RCSAs, and even (hopefully) within strategic planning, the risk discussion gets thrown around a lot. We’ve built frameworks, facilitated risk committee meetings, ran risk...
