by Jennifer Gunter | Jul 7, 2026 | Enterprise Risk Management, Operational Risk Assessment, Risk Management, Vendor Management
Flood insurance compliance continues to draw examiner attention, and enforcement trends make clear the stakes for credit unions. Risk managers should benchmark their flood insurance procedures against current exam expectations now, before gaps become findings. By...
by Jeff Owen | Jun 2, 2026 | Boards, Enterprise Risk Management, Governance, Lending, Operational Risk Assessment, Risk Appetite Assessment, Risk Management, Strategy, Uncategorized
We have covered a lot of ground in this series. In Part 1 (Not Dying Is Not an Effective Strategy), we looked at why ‘not dying’ is not an effective strategy in today’s world, and how decades of safety-first messaging can quietly tip into safety-only behavior. In Part...
by Jeff Owen | May 27, 2026 | Boards, Enterprise Risk Management, Governance, Operational Risk Assessment, Risk Appetite Assessment, Risk Management, Strategy
(Part 2 of 3 in a Series on Risk Appetite: Risk Appetite Is Not a Binder on a Shelf) In Part 1 of this series, Not Dying Is Not an Effective Strategy, we made the case that credit unions cannot ‘safety’ their way to relevance. The forces pressing on the...
by Jeff Owen | Mar 26, 2026 | Boards, Enterprise Risk Management, Governance, Operational Risk Assessment, Regulatory, Risk Appetite Assessment, Risk Management
For many organizations, risk management still feels like a collection of well‑intended but disconnected activities. Compliance conducts assessments. Operations manages incidents. Vendors are reviewed. Audits are performed. ERM produces a report. Each function is doing...
by Roberta Rodgers | Feb 19, 2026 | Operational Risk Assessment, Risk Management, Vendor Management
In the world of credit union vendor management, there’s a critical distinction that many institutions overlook: the difference between collecting due diligence documents and conducting a true risk assessment. While both serve important purposes, understanding...
by Michael Cannes | Nov 5, 2025 | Boards, Enterprise Risk Management, Governance, Operational Risk Assessment, Regulatory, Risk Appetite Assessment, Risk Management, Strategy
The numbers are staggering, and they’re not hypothetical. Stablecoins, digital tokens designed to maintain stable value by being backed by traditional assets like U.S. dollars or Treasury securities, processed in excess of $25 trillion in on-chain transfer...
