by Jeff Owen | Jun 2, 2026 | Boards, Enterprise Risk Management, Governance, Lending, Operational Risk Assessment, Risk Appetite Assessment, Risk Management, Strategy, Uncategorized
We have covered a lot of ground in this series. In Part 1 (Not Dying Is Not an Effective Strategy), we looked at why ‘not dying’ is not an effective strategy in today’s world, and how decades of safety-first messaging can quietly tip into safety-only behavior. In Part...
by Tony Ferris | Jan 28, 2026 | Boards, Enterprise Risk Management, Risk Management, Strategy, Uncategorized
Through my work on strategy and enterprise risk management across the industry in all sizes of financial institutions, I have noticed an alarming issue that has and will have broad and deep implications for our credit unions. Across the economy, companies have...
by Brian Hague, CFA | Jul 23, 2025 | Enterprise Risk Management, Governance, Operational Risk Assessment, Risk Management, Strategy, Uncategorized
In the landscape of the financial services industry, credit unions serve as pillars of trust, stability and support for their members. Amidst the ever-evolving challenges and uncertainties credit unions face, risk professionals play a pivotal and critical role. While...
by Jeff Owen | Jun 2, 2025 | Enterprise Risk Management, Risk Appetite Assessment, Risk Management, Strategy, Uncategorized
In the credit union world, we talk a lot about risk. Whether it be tied to exams, audits, RCSAs, and even (hopefully) within strategic planning, the risk discussion gets thrown around a lot. We’ve built frameworks, facilitated risk committee meetings, ran risk...
by Brian Hague, CFA | Sep 6, 2022 | Economics, Lending, Uncategorized
Those words, uttered by President George H. W. Bush in 1992, may be a harbinger of things to come, if the most recent home price data is any indication. After more than a year of widespread bubble-like increases in home prices across the U.S., the June data revealed...
by Jeff Owen | Apr 7, 2021 | Uncategorized
The debate continues: Which is better, GRC or ERM? At Rochdale, we say neither. Our industry has a not-so-secret obsession with acronyms. There’s ERM and GRC, of course, but also eGRC, IRM, ORM and something I like to call WYCI — Whatever You Call It. Jokes aside,...
