What is this thing called member value?

The notion of member value is a frequent discussion topic as we meet with credit union CEOs, boards and senior management teams. Some credit unions, generally including those that most enthusiastically support the credit union philosophy, recently seem to have a...

Every rose has its thorns

A number of economists are presenting a pretty rosy outlook for the U.S. economy over the next several quarters. While I don’t disagree with the general positive direction of their forecasts, nor with the general contribution to those forecasts of their various...

Are you living or just not dying?

I don’t know if any of you are like me, but living in a house with children seems to dictate the type of entertainment that I get to enjoy. For any of you that have not seen the Croods, an animated film set in the pre-historic era, it follows the supposed lone...