by Brian Hague, CFA | Dec 31, 2025 | Boards, Client Satisfaction, Economics, Enterprise Risk Management, Regulatory, Risk Management, Strategy
‘Twas the Night Before New Years’, twenty-twenty-six, And many new trends had been thrown in the mix; New leaders in D.C. took hold of the reins, And with all the changes brought fresh growing pains. The new leadership that took charge of the nation Offered a...
by Michael Cannes | Nov 5, 2025 | Boards, Enterprise Risk Management, Governance, Operational Risk Assessment, Regulatory, Risk Appetite Assessment, Risk Management, Strategy
The numbers are staggering, and they’re not hypothetical. Stablecoins, digital tokens designed to maintain stable value by being backed by traditional assets like U.S. dollars or Treasury securities, processed in excess of $25 trillion in on-chain transfer...
by Peter Gillotte | Oct 28, 2025 | Enterprise Risk Management, Risk Management, Strategy
Two weeks ago, I joined my colleagues from Rochdale at the Credit Union ERM Certification School, which we have been running since 2012 in partnership with America’s Credit Unions. It was my first time attending and I was excited to see first-hand what I’ve heard so...
by Jeff Owen | Sep 27, 2025 | Boards, Enterprise Risk Management, Governance, Risk Appetite Assessment, Risk Management, Strategy
Federal banking regulators were recently requested to remove the use of “reputation risk” or similar concepts from their supervisory and examination materials. In response, the National Credit Union Administration (NCUA) announced on September 25, 2025, it will no...
by Rochdale | Sep 9, 2025 | Boards, Enterprise Risk Management, Governance, Operational Risk Assessment, Risk Management, Strategy
The National Credit Union Administration (NCUA) recently announced a notable shift in its supervisory approach: the discontinuation of individual risk ratings for the seven traditional risk categories – Compliance, Credit, Interest Rate, Liquidity, Reputation,...
by Brian Hague, CFA | Aug 26, 2025 | Boards, Enterprise Risk Management, Operational Risk Assessment, Risk Appetite Assessment, Risk Management, Strategy, Vendor Management
You’ve implemented an Enterprise Risk Management (ERM) program at your credit union, and it’s been in place for about a year or more. You re-assess your risks periodically, you’ve developed reporting, and you’ve created a Risk Management Committee (RMCO) that meets...
