by Roberta Rodgers | Feb 19, 2026 | Operational Risk Assessment, Risk Management, Vendor Management
In the world of credit union vendor management, there’s a critical distinction that many institutions overlook: the difference between collecting due diligence documents and conducting a true risk assessment. While both serve important purposes, understanding...
by Michael Cannes | Nov 5, 2025 | Boards, Enterprise Risk Management, Governance, Operational Risk Assessment, Regulatory, Risk Appetite Assessment, Risk Management, Strategy
The numbers are staggering, and they’re not hypothetical. Stablecoins, digital tokens designed to maintain stable value by being backed by traditional assets like U.S. dollars or Treasury securities, processed in excess of $25 trillion in on-chain transfer...
by Rochdale | Sep 9, 2025 | Boards, Enterprise Risk Management, Governance, Operational Risk Assessment, Risk Management, Strategy
The National Credit Union Administration (NCUA) recently announced a notable shift in its supervisory approach: the discontinuation of individual risk ratings for the seven traditional risk categories – Compliance, Credit, Interest Rate, Liquidity, Reputation,...
by Brian Hague, CFA | Aug 26, 2025 | Boards, Enterprise Risk Management, Operational Risk Assessment, Risk Appetite Assessment, Risk Management, Strategy, Vendor Management
You’ve implemented an Enterprise Risk Management (ERM) program at your credit union, and it’s been in place for about a year or more. You re-assess your risks periodically, you’ve developed reporting, and you’ve created a Risk Management Committee (RMCO) that meets...
by Roberta Rodgers | Aug 19, 2025 | Boards, Enterprise Risk Management, Governance, Operational Risk Assessment, Risk Appetite Assessment, Risk Management, Strategy, Vendor Management
In today’s interconnected financial landscape, credit unions rely on an extensive network of third-party vendors to deliver essential services to their members. From core banking systems and payment processors to cloud storage providers and marketing firms,...
by Jeff Owen | Jul 28, 2025 | Enterprise Risk Management, Operational Risk Assessment, Risk Appetite Assessment, Risk Management, Strategy
Strategic planning lies at the heart of credit unions’ mission to serve members, foster financial well-being, and thrive in a competitive financial landscape. Yet, one often underappreciated factor in the success of credit unions’ strategic initiatives is...
