by Michael Cannes | Nov 5, 2025 | Boards, Enterprise Risk Management, Governance, Operational Risk Assessment, Regulatory, Risk Appetite Assessment, Risk Management, Strategy
The numbers are staggering, and they’re not hypothetical. Stablecoins, digital tokens designed to maintain stable value by being backed by traditional assets like U.S. dollars or Treasury securities, processed in excess of $25 trillion in on-chain transfer...
by Jeff Owen | Sep 27, 2025 | Boards, Enterprise Risk Management, Governance, Risk Appetite Assessment, Risk Management, Strategy
Federal banking regulators were recently requested to remove the use of “reputation risk” or similar concepts from their supervisory and examination materials. In response, the National Credit Union Administration (NCUA) announced on September 25, 2025, it will no...
by Rochdale | Sep 9, 2025 | Boards, Enterprise Risk Management, Governance, Operational Risk Assessment, Risk Management, Strategy
The National Credit Union Administration (NCUA) recently announced a notable shift in its supervisory approach: the discontinuation of individual risk ratings for the seven traditional risk categories – Compliance, Credit, Interest Rate, Liquidity, Reputation,...
by Roberta Rodgers | Aug 19, 2025 | Boards, Enterprise Risk Management, Governance, Operational Risk Assessment, Risk Appetite Assessment, Risk Management, Strategy, Vendor Management
In today’s interconnected financial landscape, credit unions rely on an extensive network of third-party vendors to deliver essential services to their members. From core banking systems and payment processors to cloud storage providers and marketing firms,...
by Tony Ferris | Aug 5, 2025 | Boards, Economics, Enterprise Risk Management, Governance, Risk Appetite Assessment, Strategy
Originally published in CU Board Brief Credit unions are increasingly exploring broader, more aggressive strategies to compete, grow, and remain relevant, in today’s rapidly shifting financial landscape. Yet, with every innovative move, such as stadium naming rights,...
by Brian Hague, CFA | Jul 23, 2025 | Enterprise Risk Management, Governance, Operational Risk Assessment, Risk Management, Strategy, Uncategorized
In the landscape of the financial services industry, credit unions serve as pillars of trust, stability and support for their members. Amidst the ever-evolving challenges and uncertainties credit unions face, risk professionals play a pivotal and critical role. While...