by Brian Hague, CFA | Jun 16, 2015 | Enterprise Risk Management
In this, our last installment in a series of articles on builders and bankers, we’ll take a look at the relative attitudes toward risk of each group (and perhaps debunk some misconceptions in the process). You may recall that our use of the term “builders” refers to...
by Brian Hague, CFA | May 12, 2015 | Enterprise Risk Management
Our last article, titled “Builders and Bankers,” highlighted the difference in leadership style between builders and bankers, using the analogy of building a hot fire in a wood stove vs. banking the coals to keep the heat constant through a chilly night. Builders can...
by Brian Hague, CFA | Apr 17, 2015 | Enterprise Risk Management
Are you a builder, or a banker? No, we’re not talking about construction here. Nor would I label a credit union person with “the b-word.” About five years ago, I heard an excellent presentation on leadership by T.D. Jakes. In it, he said that there are two kinds of...
by Jeff Owen | Mar 19, 2015 | Enterprise Risk Management
Do you ever stop to consider what’s behind your walls? No, I’m not talking about spiders, bugs or ghosts… I’m talking about all of the “stuff” that has to work in order for your house to function well. I don’t think about it much either — until recently. I began the...
by Brian Hague, CFA | Dec 30, 2014 | Enterprise Risk Management
‘Twas the night before New Year’s, two-thousand-fifteen, A most interesting year on the ERM scene. Consumers were vulnerable to hackers’ reaches, As merchants were “Targets” of broad data breaches. Emerging technologies came every day: EMV, CurrentC, and ApplePay....
by Brian Hague, CFA | Aug 22, 2014 | Enterprise Risk Management
The latest home price numbers (through May, according to S&P/Case-Shiller) looked pretty solid: the benchmark 20-City Composite measure was up 9.3% year-over-year (YOY). All 20 markets posted gains on an unadjusted basis, though 14 showed YOY declines when...