by Jeff Owen | Jun 2, 2025 | Enterprise Risk Management, Risk Appetite Assessment, Risk Management, Strategy, Uncategorized
In the credit union world, we talk a lot about risk. Whether it be tied to exams, audits, RCSAs, and even (hopefully) within strategic planning, the risk discussion gets thrown around a lot. We’ve built frameworks, facilitated risk committee meetings, ran risk...
by Peter Gillotte | May 12, 2025 | Enterprise Risk Management, Risk Management
How Risk Professionals Can Thrive in Turbulence The world is messy. Financial services are messier. And yet, risk professionals still seem to be searching for clarity, for neat lines, for sharp-edged definitions. They won’t find them. Not now. Maybe not ever again....
by Brian Hague, CFA | Jan 2, 2025 | Economics, Enterprise Risk Management, Lending, Regulatory, Risk Appetite Assessment, Risk Management, Strategy
The new year will bring a new administration in Washington, D.C., and with it, a new set of economic policies. What will those policies mean for the economy? Well, as The Who sang, “Meet the new boss – same as the old boss.” We’re in the unique position of swearing in...
by Jeff Owen | Oct 16, 2024 | Client Satisfaction, Enterprise Risk Management, Operational Risk Assessment, Risk Appetite Assessment, Risk Management, Strategy, Vendor Management
At the heart of Rochdale’s credit union strategy, risk and vendor management consulting and software firm lies a commitment to excellence and client satisfaction. Our clients’ success stories are a testament to the transformative impact of our solutions. From...
by Brian Hague, CFA | Oct 7, 2024 | Economics, Enterprise Risk Management, Lending, Operational Risk Assessment, Press, Risk Appetite Assessment, Risk Management, Strategy
The big economic story for Q3 was the long-anticipated commencement of easing by the FOMC. Contrary to popular opinion, it was not overdue. In this writer’s opinion, the magnitude of the cut – 50bp – was entirely unjustified by the prevailing data; indeed, one could...
by Brian Hague, CFA | Jul 7, 2024 | Economics, Enterprise Risk Management, Lending, Risk Appetite Assessment, Risk Management, Strategy
As with last quarter, the focus is on the labor market. The pattern of surprisingly strong nonfarm payroll releases followed by outsized downward revisions continues, such that it’s surprising that the large initial prints even produce a market reaction anymore. In...