Blog & Resources
When good is bad
The latest home price numbers (through May, according to S&P/Case-Shiller) looked pretty solid: the benchmark 20-City Composite measure was up 9.3% year-over-year (YOY). All 20 markets posted gains on an unadjusted...
Strategy Execution: Is it you or the regulator that is the problem?
Rochdale works closely with boards and management teams across the country on strategic planning, enterprise risk management and regulatory assistance, and as a result I have come to one unmistakable observation –...
Every rose has its thorns
A number of economists are presenting a pretty rosy outlook for the U.S. economy over the next several quarters. While I don’t disagree with the general positive direction of their forecasts, nor with the general...
What’s the real story on the NCUA risk-based capital proposed rule?
We have been hearing quite a few stories about the NCUA’s proposed risk-based capital (RBC) rule. Some of the comments might lead us to believe that the proposed rule will be the demise of the entire credit union system,...
Your future is upside-down
No assessment of a credit union’s risk is complete without a macro outlook on the economy and interest rates. But how can a credit union best develop a forward view of economic factors? As the old joke goes, if you line up...