Blog & Resources
2017 Second Quarter Economic Analysis and Outlook
Executive Summary The U.S. economy remains on solid footing, with overall strong labor and housing markets, two key drivers of economic performance. Output growth was weak in the first quarter, but due to anomalous factors,...
Ransom Demand and Held Hostage – Netflix’ Third-Party Risk Management Failure
When I think of a robbery and hostage situation, “Dog Day Afternoon” with Al Pacino comes to mind. But the reality in 2017 is there is likely a greater danger of an organization’s data being held hostage through a...
Digital Noise
No, I’m not referring to the song by the Digital DJs (nor do I recommend listening to it). I’m referring to much of the confusion and erroneous conclusions around digital banking. In this article, we’ll try to clear some of...
What do I have and where is it going?
The “noise” in the auto lending arena has risen to the level of driving down the road at 70 miles per hour with all the windows down. Total auto loans have crossed the $1 trillion threshold, joining credit cards and student...
Alternative capital – Be careful what you wish for!
On February 8, 2017, the NCUA issued an Advanced Notice of Proposed Rulemaking (ANPR) asking for comments on alternative forms of capital that federally insured credit unions could issue to meet their capital needs....