Blog & Resources
Strategy Execution: Is it you or the regulator that is the problem?
Rochdale works closely with boards and management teams across the country on strategic planning, enterprise risk management and regulatory assistance, and as a result I have come to one unmistakable observation –...
Every rose has its thorns
A number of economists are presenting a pretty rosy outlook for the U.S. economy over the next several quarters. While I don’t disagree with the general positive direction of their forecasts, nor with the general...
What’s the real story on the NCUA risk-based capital proposed rule?
We have been hearing quite a few stories about the NCUA’s proposed risk-based capital (RBC) rule. Some of the comments might lead us to believe that the proposed rule will be the demise of the entire credit union system,...
Your future is upside-down
No assessment of a credit union’s risk is complete without a macro outlook on the economy and interest rates. But how can a credit union best develop a forward view of economic factors? As the old joke goes, if you line up...
Are you living or just not dying?
I don’t know if any of you are like me, but living in a house with children seems to dictate the type of entertainment that I get to enjoy. For any of you that have not seen the Croods, an animated film set in the...
The biggest risk to credit union long-term viability?
Remember the collapse of Lehman Brothers back in 2008? When the fourth largest investment bank filed for bankruptcy? There was a tremendous uproar from the public and government about the economic impact of the downfall....