by Brian Hague, CFA | Jan 2, 2025 | Economics, Enterprise Risk Management, Lending, Regulatory, Risk Appetite Assessment, Risk Management, Strategy
The new year will bring a new administration in Washington, D.C., and with it, a new set of economic policies. What will those policies mean for the economy? Well, as The Who sang, “Meet the new boss – same as the old boss.” We’re in the unique position of swearing in...
by David Seibert | Mar 14, 2023 | Enterprise Risk Management, Governance, Regulatory, Risk Management, Strategy
Much has been written about the SVB (Silicon Valley Bank) failure, the largest U.S. bank failure behind Lehman Brothers back in September of 2008. Articles have extensively covered how it happened and what the impact is to financial markets and the banking sector. But...
by Scott Hood | Mar 31, 2020 | Economics, Enterprise Risk Management, Lending, Operational Risk Assessment, Regulatory, Risk Appetite Assessment, Risk Management, Strategy
Congress recently passed the Coronavirus Aid, Relief, and Economic Security (CARES) Act. The Act has many provisions designed to help individuals, the health care system, health care providers, state and local governments, large corporations, medium-sized businesses,...
by Scott Hood | Apr 5, 2017 | Regulatory
On February 8, 2017, the NCUA issued an Advanced Notice of Proposed Rulemaking (ANPR) asking for comments on alternative forms of capital that federally insured credit unions could issue to meet their capital needs. Currently, only low-income designated credit unions...
by Tony Ferris | Jul 10, 2014 | Regulatory
Rochdale works closely with boards and management teams across the country on strategic planning, enterprise risk management and regulatory assistance, and as a result I have come to one unmistakable observation – regulatory pressures of today are impeding credit...
by Scott Hood | May 15, 2014 | Regulatory
We have been hearing quite a few stories about the NCUA’s proposed risk-based capital (RBC) rule. Some of the comments might lead us to believe that the proposed rule will be the demise of the entire credit union system, NCUA is singling out credit unions for capital...
