by Scott Hood | Mar 31, 2020 | Economics, Enterprise Risk Management, Lending, Operational Risk Assessment, Regulatory, Risk Appetite Assessment, Risk Management, Strategy
Congress recently passed the Coronavirus Aid, Relief, and Economic Security (CARES) Act. The Act has many provisions designed to help individuals, the health care system, health care providers, state and local governments, large corporations, medium-sized businesses,...
by Joe Karlin | Apr 14, 2017 | Lending
The “noise” in the auto lending arena has risen to the level of driving down the road at 70 miles per hour with all the windows down. Total auto loans have crossed the $1 trillion threshold, joining credit cards and student loans at that level. Delinquencies on...
by Joe Karlin | Nov 13, 2015 | Lending
Exploring member business lending (MBLs) during 2016 was one recurring priority I heard during this year’s planning season. As management discussed that proposition, without fail, angst would follow as the credit unions considered such a significant initiative. ...
by Robyn Diehm | Oct 15, 2014 | Lending
The auto lending arena grows more competitive with each passing year. In a time when the pool of prime borrowers has shrunk significantly, dealers are offering 0% financing to capture a large percentage of new auto volume. Big banks have the ability to offer dealer...
