by Joe Karlin | Jan 6, 2018 | Strategy
Ford Motor Company and Apple Computer no longer exist. Well, that is, they don’t exist with those names. In the past two years, Ford dropped “Motor” from its name, and Apple dropped “Computer” from its name. Ford is now all about mobility, and Apple is all about...
by Joe Karlin | Jun 19, 2017 | Strategy
Even in topics beyond physics, Einstein was brilliant. Among his many observations was the absurdity (Einstein called it insanity) of doing the same thing again and again, yet expecting different results. As we begin to organize our strategic planning sessions over...
by Joe Karlin | Apr 14, 2017 | Lending
The “noise” in the auto lending arena has risen to the level of driving down the road at 70 miles per hour with all the windows down. Total auto loans have crossed the $1 trillion threshold, joining credit cards and student loans at that level. Delinquencies on...