by Joe Karlin | Jan 6, 2018 | Strategy
Ford Motor Company and Apple Computer no longer exist. Well, that is, they don’t exist with those names. In the past two years, Ford dropped “Motor” from its name, and Apple dropped “Computer” from its name. Ford is now all about mobility, and Apple is all about...
by Joe Karlin | Jun 19, 2017 | Strategy
Even in topics beyond physics, Einstein was brilliant. Among his many observations was the absurdity (Einstein called it insanity) of doing the same thing again and again, yet expecting different results. As we begin to organize our strategic planning sessions over...
by Joe Karlin | Apr 14, 2017 | Lending
The “noise” in the auto lending arena has risen to the level of driving down the road at 70 miles per hour with all the windows down. Total auto loans have crossed the $1 trillion threshold, joining credit cards and student loans at that level. Delinquencies on...
by Joe Karlin | Apr 21, 2016 | Strategy
In my hometown, the Royal’s World Series victory last year has all of Kansas City buzzing about the possibilities of this year’s season. Will they be able to replicate their successes? Was last year the start of a dynasty run, or will they commence another...
by Joe Karlin | Nov 13, 2015 | Lending
Exploring member business lending (MBLs) during 2016 was one recurring priority I heard during this year’s planning season. As management discussed that proposition, without fail, angst would follow as the credit unions considered such a significant initiative. ...
