by Brian Hague, CFA | Jan 15, 2016 | Enterprise Risk Management
It’s that time of year again, when many of us pledge to live a healthier lifestyle. In order to do that, we need to plan our meals according to our appetite – not for how much we can eat, but for how much we should eat in order to avoid the consequences of overdoing...
by Scott Hood | Oct 15, 2015 | Enterprise Risk Management
The Rochdale Group’s consultants work with a large number of credit unions of all sizes that are in a variety of stages in implementing Enterprise Risk Management (ERM) programs. One of the most common questions we field in helping credit unions implement ERM programs...
by Brian Hague, CFA | Jul 10, 2015 | Enterprise Risk Management
In our last article in this series, we discussed relative differences in risk appetite among builders and bankers. (You will recall that by builders, we mean those leaders who can “build a hot fire from a matchstick,” while bankers are those who can bank the coals of...
by Brian Hague, CFA | Jun 16, 2015 | Enterprise Risk Management
In this, our last installment in a series of articles on builders and bankers, we’ll take a look at the relative attitudes toward risk of each group (and perhaps debunk some misconceptions in the process). You may recall that our use of the term “builders” refers to...
by Brian Hague, CFA | May 12, 2015 | Enterprise Risk Management
Our last article, titled “Builders and Bankers,” highlighted the difference in leadership style between builders and bankers, using the analogy of building a hot fire in a wood stove vs. banking the coals to keep the heat constant through a chilly night. Builders can...
by Brian Hague, CFA | Apr 17, 2015 | Enterprise Risk Management
Are you a builder, or a banker? No, we’re not talking about construction here. Nor would I label a credit union person with “the b-word.” About five years ago, I heard an excellent presentation on leadership by T.D. Jakes. In it, he said that there are two kinds of...